Please turn over
device vertically

Increase your average order value and conversion rate:

  • Get 100% of the purchase amount upfront
  • Customers can pay in installments for up to 2 months
  • Commission starts from 3% for 3 installments (including 1% acquiring fee)
  • White Label – integrate the service into your brand
Why businesses choose Buy Now, Pay Later (BNPL)

Based on the experience of Klarna in Europe, BNPL solutions can drive up to 25% growth in revenue and 18% increase in repeat purchases

Higher average order value

When customers can split payments, they:

  • choose higher-priced products
  • add more items to cart
  • spend more overall

Faster purchase decisions

Installment payments help customers make decisions faster:

  • fewer abandoned carts
  • no need to postpone purchases
  • easier decision-making

No financial risk for your business:

  • the bank assumes the risk of non-payment
  • you receive 100% of the payment instantly
  • no accounts receivable
How it works

01

The customer adds products to the cart and selects installment payment

02

The customer verifies their identity via Diia (digital ID)

03

The customer chooses any bank card and signs the agreement online

04

The first payment is charged at checkout
Benefits for your customers

Installment payments make purchasing easier:

  • works with any Ukrainian bank cardу
  • 0% fee for customers
  • no additional apps required to use the service
  • no need to wait for credit limit approval
Where it works

The solution can be integrated into any sales channel:

  • website
  • mobile app
  • POS and self-checkout systems
Integration
  • SDK – for mobile applications
  • WebView – for web and mobile integrations
  • In-store POS solutions
Financial terms
  • Commission starts from 3% for 3 installments(includes acquiring fee)
  • 100% payout upfront to your account

Marketing support

Full marketing support for launching the service:

  • guidelines for marketing materials
  • communication strategy for different customer segments
  • launch support across all channels

Customer insights

We provide analytics on:

  • how customers engage with BNPL
  • which communications perform best
  • how to increase adoption

Team training

We help your team effectively sell BNPL:

  • how to explain the product to customers
  • how to leverage installment payments to increase sales
 

White Label solution

Fully customizable under your brand:

  • name the product according to your positioning
  • integrate into your ecosystem
  • create additional value for your customers
Contacts :

k.karmazina@vstbank.ua
Khrystyna Karmazina
CEO, VST FinTech

a.zhorin@vstbank.ua
Anton Zhorin
CMO, VST FinTech

×
We use cookies. By pressing «Ok» You agree with our Privacy Policy and also to location or use of all cookie files