Private Banking

Family Premium tariff package

Comprehensive offer that includes issuance of premium cards Mastercard World Elite or Visa Signature with the provision of exclusive travel services.

BENEFITS
TARIFFS

Privileges on Mastercard World Elite card, Family Premium package

01 Use the Chisinau airport VIP terminal with the Express Lounge service (free of charge once a year, and a 50% discount for 10 additional visits in 12 months). See details here.	02 Free access to business lounges under the Lounge Key program in case of card payments from 10 000 UAH for the last 30+5 days before the date of using the service, 5 working days and weekends before departure are not taken into account. More details here.	03 Free unlimited access to the Mastercard Lounge ONE: Kyiv on the Southern railway station in Kyiv and useful services with the Meet&Greet package. Book in the Mastercard Travel Experiences app. See details here.
04 Special conditions and discounts for Hertz and Avis car rental and free membership in Hertz Gold Plus Rewards and Avis Preferred Club More details here.	05 Free personal around-the-clock assistant 24/7 from any part of the world with Concierge Service in your phone. See details here.	06 Comfortable travel with Mastercard Travel Experiences service, which includes: free Fast Track service, restaurant programs at airports with discounts up to 25%, transfer from/to the airport at a fixed price. More details here.
07 Mastercard Bilshe loyalty program. More details here.	08 Special discounts and offers in Ukraine from more than 100 partner companies: boutiques, restaurants, hotels, beauty salons. More details here.	09 Privileges and special offers abroad from almost 50 global companies - the absolute leaders in the service sector. More details here.

Details about opportunities and privileges here.

For new users of MC World Elite cards, the Bank offers a welcome period of 37 days, when the turnover is not verified. The payment card must be active during verification with a balance of at least 1 USD.

Visa Signature card privileges, Family Premium package

01 Free access to business lounges under the Visa Airport Companion from DragonPass – 10 times a year, provided that the card is used for payments from 10 000 UAH in the last 30+5 days before the trip (5 working days and the weekend before the flight are not taken into account). More details here.	02 Free access to the lounge at the Central Railway Station in Kyiv under the Business & Family Lounge program no more than 1 time per week and 10 times during the offer period, subject to payments by card from UAH 10,000 for the last 30+5 days before the date of use of the service, the last 5 days are not taken into account. More details here.	03 Fast Track International airport service, available in 20 airports in Europe and Turkey, free of charge 10 times a year, in case of card payments from 10 000 UAH for the last 30+5 days before the date of using the service, the last 5 days are not taken into account. More details here.
04 Full international insurance during travel for the cardholder and his/her family: spouse and children up to 750 000 USD. More details here.	05 Global Customer Assistance Service (GCAS) in case of card loss or theft. More details here.	06 Service in Visa Luxury Collection hotels. Exclusive privileges and VIP guest status. More details here.
07 Protection and insurance of your purchases and gifts from damage or theft. More details here.	08 Up to -35% off car rental at Avis. More details here.	09 10 free consultations per year with the Telemedicine service in Ukraine and abroad. More details here.

Details about opportunities and privileges here.

The first use of any of the airport services is made without checking for compliance with the card spending requirements, regardless of when it is made.
The payment card must be active during verification with a balance of at least 1 USD.

Cards

MC World Elite

Visa Signature

Opening an account and card issuance:

1 500 UAH

Monthly servicing, starting from the 2nd month of service:

1 000 UAH per month.
If the monthly settlement amount is more than 50 000 UAH, it is included in the cost of account maintenance or the balance of funds in the hryvnia account at the end of each day during the current month, excluding the last calendar day, in the amount of UAH 100,000 (inclusive) - the condition is valid until May 31, 2026 (inclusive)

Issuance of two additional cards in the name of the client or three trusted persons:

2 Mastercard World Elite cards in the name of the client or authorized representative - free of charge, each additional card - UAH 1,500

Issuance of a physical card at the request of a client residing abroad:

fee for card issuance/reissuance + cost, depending on the zone of the card order:
zone 1 - 450 UAH, zone 2 - 600 UAH, zone 3 - 1000 UAH, zone 4 - 1500 UAH, other countries except for zones 1-4 - 2000 UAH

To find out which zone the country of the order belongs to, follow the link

Replenishment of the account:

included in the cost of opening an account and issuing a card

Cash withdrawals at VST bank branches and ATMs:

in UAH:
up to 100 000 UAH/month - included in the cost of opening an account and issuing a card;
from 100 000.01 UAH/month - 0.5% + 5 UAH;

in USD/EUR/GBP:
0.5% + 5 UAH

Cash withdrawals from ATMs and branches of other banks in Ukraine:

in UAH:
up to 100 000 UAH/month - included in the cost of opening an account and issuing a card;
from 100 000.01 UAH/month - 1.5% + 5 UAH;

in USD/EUR/GBP:
1.5% + 5 UAH

Cash withdrawals outside of Ukraine:

equivalent to 100 000 UAH/month - included in the cost of opening an account and issuing a card;
from 100 000.01 UAH/month - 1.2% + 3 USD

Conversion of the account currency to the settlement currency:

UAH - included in the maintenance cost

USD/EUR/GBP - 1.0%

CARD RATES FROM 20.03.2026

Archive of card tariffs

Useful information

Rules for the provision of banking products and services to individuals in JSC «VST BANK»
Templates of application agreements for the provision of banking products and services with the use of payment cards for individuals
How to withdraw from the agreement. Possibility, conditions and method of early termination of the agreement
Memo for safe use of your payment card
Procedure and procedure for personal data protection
Card limits

Privileges on Mastercard World Elite card, Family Premium package

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Visa Signature card privileges, Family Premium package

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